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Why everyone should have a prenuptial agreement

Over the past few years, prenuptial agreements have become more popular than ever. The Centers for Disease Control and Prevention put the divorce rate in America at close to 50 percent. This shows that close to half of all marriages end in divorce. Many of them are unprotected by a prenuptial agreement because the couple never thought their union would end. If you are engaged or planning to get married soon, there are many benefits of signing a prenuptial agreement before the big day.

Avoid legal battles

With an ironclad prenup, the divorce process is pretty simple. No one enjoys divorce, and a prenuptial agreement can ensure that things move as smoothly as possible. Rather than hashing out your private problems in court, you have a plan in place regarding how things are supposed to be. You can begin the process of moving on with your life quickly.

Protect innocent victims

Some divorces start with tension and fighting, and both parties are aware that the end is near. Others are dumped on the lap of one spouse who did not see it coming. If you haven't even had time to prepare for a divorce, but your spouse is already organized and on the way out, a prenuptial agreement ensures that you already have a separation plan in place and you are never a victim.

Marriage for love

If you come into a marriage wealthy and your spouse has nothing, there are always concerns that you may be getting married for access to your money. A prenuptial agreement ensures that you are being chosen for who you are rather than what's in your bank account. The agreement determines what happens to the money after divorce, and you can rest easy knowing your spouse really loves you.

Assign debt

If you come into the marriage with no debt and your spouse has quite a bit, are you responsible to take that on even after divorce? Without a prenuptial agreement, you may be. An agreement allows for debt to be assigned, including mortgages, credit cards and student loans, so you don't end up paying for things you shouldn't after the divorce is final.

Separate property

You may own property when you come into the marriage that you want to have even if it ends. With a prenup, you determine who keeps what property if the marriage were to end.

Many couples panic when they even hear of a prenuptial agreement, but it may be the best way to protect you and your spouse in the event of a divorce you didn't plan for. Contact an attorney for more information on drafting this important document.

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